Will be indexed per year. Latest news on pension indexation. Insurance pensions and social payments will be indexed to the inflation rate
He talked about how the lump sum payment to pensioners is going and what the indexation of pensions and social payments will be in 2017.
“We reported to the president that all the resources are there to provide all the social payments provided for in the budget. This concerns, first of all, the implementation of the May presidential decrees regarding wages for public sector employees. These are doctors, school teachers, preschool teachers, teaching staff, social workers, cultural workers,” he told reporters following the meeting.
According to the head of the Ministry of Labor, “yesterday (January 10), the Treasury transferred funds to the accounts of the Pension Fund of the Russian Federation, and the Pension Fund has already begun settlements with banks and.
“Already yesterday, on the first day of working with these funds, 4 million pensioners received 5 thousand rubles each. to their accounts in the banking system,” said Maxim Topilin.
According to information, the payment will be made from January 13 to January 28, 2017. “The postmen will deliver the payment along with the pension for January to recipients who have a date for delivering the pension to their home, from the 13th until the end of the payment period,” the Pension Fund of Russia said in a statement.
Pensioners who are scheduled to receive a pension from the 3rd to the 12th of the month will be paid from January 13 to January 28, 2017, also with home delivery. Such pensioners will be informed about the additional delivery date of the lump sum payment in January upon delivery of the pension for December 2016. For pensioners who receive their pension not through Russian Post, but through credit or other delivery organizations, the same terms for payment of 5 thousand rubles apply. - from January 13 to January 28.
The budget includes funds for both indexation and one-time payment. According to the law on the budget of the Russian Pension Fund for 2017, this year the fund’s expenses for pension provision for Russians will increase by 327.3 billion and amount to 6.9 trillion rubles. Expenditures on social payments will increase by 262.3 billion and amount to 1.2 trillion rubles. The total volume of PFR budget expenditures will be 8.584 trillion rubles, which is 9.9% of Russia's GDP. In terms of income, the PFR budget for 2017 was formed in the amount of 8.364 trillion rubles.
Any changes relating to pension reform or the payment of pensions to the population invariably cause heated discussion in society, and this is not surprising: today there are more than 43 million elderly people living in Russia. Everything that concerns their well-being is directly related to the state budget and the financial burden on the working population. You can find out whether pensions will be indexed in 2020 and by what percentage from this material.
What is pension indexation?
Pension indexation– increase in the amount of pension payments in accordance with the law. Produced annually to compensate older people for income losses caused by rising prices for consumer goods and services. In other words, indexation is a tool that protects pensions from depreciation. Every year, the state adds a percentage to older people that should cover the rate of inflation.
How are pensions indexed?
Indexation of pension payments involves their regular increase by a certain percentage. The recalculation of pensions is based on the pensioner’s subsistence budget in the region of his residence. This indicator, in turn, changes under the influence of inflation. Indexation is carried out in order to protect older people, because the amount of payments guaranteed to them risks depreciating over the years. To prevent this from happening, the state strives to establish a percentage of pension indexation that would cover the inflation rate.
Pension indexation in 2020
In 2019, as in 2018, the increase in pension payments was carried out in January.
- The first to be indexed were non-working pensioners - these are elderly people who should receive pensions for old age, loss of a breadwinner or disability. The increase will be 7.05%.
- From April 1, 2019, adjustments will be made to social payments (these are pensions for disabled people, for the loss of a breadwinner, war veterans, as well as for those who have not accumulated the necessary length of service to receive a labor pension). The indexation rate is 2.4%.
Separately, the situation with payments to working pensioners should be highlighted. A moratorium has been imposed on the indexation of their pensions, so in the coming year they can only count on recalculation.
Also in 2019, indexation will affect. In accordance with the legislation of the Russian Federation, the recalculation of the size of military pensions is in direct correlation with the increase in the salaries of career military personnel. Thus, this year there was an increase in army salaries by 4% - this happened for the first time in the last 5 years, due to which military pensions were increased. Reportedly, between 2018 and 2020. the increase will occur every year: 01/01/2018, 10/01/2019 and 10/01/2020 - and each time the payment amounts will be indexed by 4%.
Payments for those who continue to work after retirement did not increase, since indexation of pensions for working pensioners was suspended back in 2016. For this category of persons, only recalculation of points was provided from August 1. The additional payment is determined for each person individually, depending on the IPC accumulated in 2017 that was not previously taken into account. Thus, the higher the pensioner’s salary in 2017, the larger the pension will be.
Indexation of pensions in recent years
Supporting socially vulnerable segments of the population is one of the priorities of the state. Therefore, the purpose of indexation, as noted above, is to neutralize the effect of inflation by recalculating pension payments. Unfortunately, in reality, government measures do not always keep up with economic downturns. The table below shows the percentage of pension indexation for past years*.
*Source: Pension Fund of the Russian Federation
For example, the inflation rate in 2015 was 12%, while the size of pension payments in 2016 was adjusted by only 4%. Obviously, pensions have been and remain a sore subject. Today, older people are one of the most vulnerable categories of citizens of the Russian Federation, and ensuring their well-being places a burden on the state budget. Meanwhile, the country's leadership promises to seriously tackle increasing payments to pensioners. There is information in the news that in two years the average pension in Russia may reach 15.5 thousand rubles.
What will be the indexation of pensions in 2020?
The changes will also affect the fixed part of the pension. If in 2018 it was 4982 rubles, then in 2019 it was will rise to 5334 rubles.
Indexation of pensions in 2020 for non-working pensioners
The increase will again not affect working citizens, since in 2020 the moratorium on indexation of pensions for working pensioners will not be lifted. But from August 1, they can count on another recalculation of points. The IPC will be equal to 87.24 rubles.
The indexation table shows that payments will begin to rise at a higher rate above inflation. Accelerated indexation of pensions for non-working pensioners is directly related to pension reform. The procedure for adjusting payments from 2019 to 2024 was determined by Federal Law No. 30.
According to preliminary data, in 2020 pensions will increase by an average of 1 thousand rubles. The average payment in Russia will exceed 15,000 rubles.
What indexation size is predicted for 2020?
According to the Ministry of Labor, from January 1, 2020, non-working pensioners will be able to count on an increase in insurance pensions by 6.6% . Note that this figure is significantly higher than the expected inflation rate (3,3%) . In actual figures, the average increase in the size of the insurance pension will be about 1 thousand rubles. Social pensions, in turn, are planned to be raised by 7% Happy April, 1.
The topic is being actively discussed that pensions will no longer be indexed, and that working pensioners will have their old-age allowance canceled altogether. Let us immediately clarify that the vast majority of these speculations are unfounded. Yes, the pension reform did not meet with support among the population, and about 90% of Russians oppose the adoption of this bill. However, the government is trying to soften the reformation process as much as possible, so no one will cancel the indexation of pensions.
Pensions in 2020: what's new
Let's try to understand the issue of indexation of pensions in the coming year for employed and non-working pensioners. These categories of citizens have already earned the right to retire and receive social benefits. However, the income of some pensioners consists exclusively of monetary support assigned by the state, while for others, wages are added to the due pension. Quite naturally, this puts pensioners in an unequal position, which is why pension indexation is carried out differently.
What 2020 has in store for retirees
Let's start with the fundamental points. So, starting from January 1, 2019, the life of Russian pensioners and citizens of pre-retirement age has changed as follows:
- The retirement age has increased. Now men will retire at 65, and women at 60. Note that the age will increase gradually, and this principle will be fully established by 20028. In addition, the procedure for assigning preferential pensions and access to a well-deserved rest with long working experience will be revised;
- The age for assigning social pensions is increasing. Such payments are due to citizens who were unable to earn the required number of points to receive an insurance pension. Taking into account the general increase, you can apply for such payments only after celebrating your 70th birthday for men and 65 years for women.
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What awaits retirees who continue to work?
In fairness, it should be clarified that when a pensioner stops working or commercial activities, his salary will be recalculated taking into account all indexations made during this time.
How will indexing be carried out?
First, let's make a small explanation. Indexation of pensions is a regular increase in the size of social benefits. This is done in order to level out the depreciation of the purchasing power of money due to inflation. Let us add that the amount of indexation is determined by the increase in prices for certain categories of goods.
Here you need to understand that indexation invariably affects the salaries of public sector employees, student scholarships, and other social benefits and payments.
Indexing stages
- The insurance pension increased by 7.05% from January 1, 2019. Based on this increase, an increase in pension of 1,000 rubles was promised. Let us clarify that such an increase is not a fixed amount, and the actual amount depends on the size of the pension received. For example, if a person receives 8,500 rubles, they added 595 rubles;
- Social payments. This category includes benefits, one-time cash payments and other subsidies. Indexation was carried out on February 1, 2019, and the growth of this type of income was 4.3%;
- Social pension. As mentioned above, such pensions are received by citizens who have failed to earn the required number of pension points and insurance coverage. Indexation of this type of pension content occurred on April 1, the increase was 2%.
Let us clarify that after indexing, The average insurance pension in the country was 15,430 rubles. Please note that starting from January, the cost of a pension point will increase to 87.24 rubles.
The amount of indexation in 2020 will be known later.
Indexation of pensions for working pensioners
As noted above, indexation of pensions for this category of citizens does not provide for an increase in the amount of pension benefits. The country's president has repeatedly stated that this issue is under consideration, but so far the moratorium introduced in 2016 remains in effect.
The following reasons were voiced by the head of the Ministry of Finance as grounds for refusal:
- Stable increase in the level of income of the working part of the population;
- Regular increase in wages, which generally exceeds the ongoing indexation of pensions;
- Guaranteed recalculation after termination of employment.
Note that, despite the lack of indexation, working pensioners fit into the government’s general concept of increasing the well-being of older people. After all, the incomes of these citizens grow along with the increase in wages.
How will pensions be recalculated for working pensioners?
Citizens of retirement age will receive an increase in their pension by increasing the cost of the IPC - personal pension coefficient. The recalculation will be carried out without a request, so there is no need to contact the Pension Fund about this. This will happen in August 2020, however, the recalculation procedure itself has a number of limitations.
In particular, only the IPC earned in 2018 will become the basis for increasing the pension, and a maximum of 3 pension points will be taken into account for the calculation. Note that such an increase will mainly affect those citizens who retired in 2018. For other pensioners, there is a moratorium that keeps the size of the IPC at the level that was in effect at the time of retirement.
If we talk about specific figures, the maximum increase will be 244 rubles.
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Last changes
In March 2019, the issue of changing the procedure for indexing the insurance pension was resolved. Now, when indexing, the cost of living of a pensioner (PMP) in the region will be taken into account. For those whose pension was lower than the PMP, it will be recalculated according to the new rules - the increase will be above this minimum.
The recalculation was carried out without application and affected about 40 million non-working pensioners. Payments took place from 05/01/2019 to 07/01/2019.
In January 2020, it is planned to index the insurance pensions of non-working Russians in the amount of 6.6%. In April of the same year - social pensions and other state security pensions in the amount of 7%.
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January 16, 2019, 01:10 Oct 10, 2019 13:22 
The indexation of old-age pensions by year was carried out unevenly. The goal of such changes is to ensure the stability of real incomes of pensioners and create conditions for an increase in the level of security of the non-working population. The indexing procedure is an adjustment of the basic amounts of payments by the coefficient of change in consumer prices. This makes it possible to neutralize the negative effect of inflation fluctuations for pensioners.
Indexation of pensions by year
Until 2010, the pension system had a division of pension accruals into basic and insurance parts. Since 2010, only the definition of the insurance part of the pension has been used. Since 2015, this concept has also been withdrawn from circulation - it has been replaced by the term “insurance pension”. Instead of a fixed basic pension, a fixed payment appeared, supplementing the insurance pension.
The procedure for assigning and adjusting different types of pensions is regulated by the following laws:
No. 400-FZ dated December 28, 2013 (on insurance pensions);
No. 166-FZ of December 15, 2001 (on state pension provision).
Fixed payments are indexed in accordance with the provisions of Art. 16 of Law No. 400-FZ. The coefficients are revised annually as of February 1. If the Pension Fund's resources grow, the Government may initiate additional adjustments to payments as of April 1.
The level of insurance pensions is increased every year (Part 10, Article 18 of Law No. 400-FZ) in connection with changes in the value of pension points - from February to April.
Thus, pension indexation in 2015 was carried out in relation to fixed payments and state security pensions, insurance pensions increased due to adjustments. The essence of these two procedures is the same - increasing pension payments to maintain purchasing power in conditions of changing inflation.
Pension indexation in 2016-2018 was carried out in relation to the base values in force in 2015. For example, the fixed payment at the beginning of 2015 was equal to 3935 rubles. (Article 16 of Law No. 400-FZ). In February, it was required to be adjusted by a factor of 1.114 due to the increase in inflation in the previous year (Government Resolution issued on January 23, 2015 under No. 40). As a result, since February, the updated payment became equal to 4383.59 rubles. (3935 x 1.114).
Further changes to fixed payments were made in relation to pensions of non-working pensioners in the following amounts:
from February 1, 2016, a payment equal to 4558.93 rubles has been in effect, an increase by a factor of 1.04 is regulated by Art. 6 of Law No. 385-FZ of December 29, 2015 (social pension is adjusted by a similar coefficient - Article 4 of Law No. 385-FZ);
from February 2017, the payment increased to 4805.11 rubles. (the coefficient was 1.054, as specified in Government Decree No. 36 dated January 19, 2017);
from 01/01/2018, a fixed payment in the amount of 4982.90 rubles is valid. (coefficient is 1.037 - Article 4 of Law No. 420-FZ dated December 28, 2017).
The table below clearly demonstrates the coefficient by which pensions have been indexed since 2016.
Social pension payments are adjusted in the spring - from April. The rate of their growth each year differs from the level of increase in insurance pensions. The difference is due to the fact that social benefits are tied to the level of the subsistence minimum, determined for the category of citizens of retirement age, and the insurance payment is compared with inflation indicators and the profitability of the Pension Fund.
What pension indexations were there in 2018:
from January 2018, the cost of the pension point was changed - it increased by 3.7% (to 81.49 rubles);
the indexation of pensions in 2018 as a percentage in relation to the insurance pension payment was made in the amount of 3.7%;
social pension payments have increased by 2.9% since April (payments received in the presence of a disability group, old age or in connection with the loss of a breadwinner).
Table of applied coefficients for the period since 2010:
|
Years |
Types of payments |
||
|
Insurance pension |
Cost of one pension point |
Social pension |
|
|
2010 |
|||
|
2011 |
|||
|
year 2012 |
|||
|
year 2013 |
|||
|
year 2014 |
|||
|
2015 |
64.10 rub. (as of 01/01/2015) RUB 71.41 (from 01.02.2015) |
||
|
2016 |
RUB 74.27 (from 01.02.2016) |
||
|
2017 |
78.28 (from 02/01/2017) RUB 78.58 (from 04/01/2017) |
||
|
2018 |
RUB 81.49 (from 01/01/2018) |
||
|
2019 |
87.24 rub. (from 01/01/2019) |
||
What pension indexations are planned for 2019?
Adjustment of pension payments is planned for January 2019. This time, the main goal is to increase the gap between the inflation rate and the increase in pensions (by increasing payments to non-working pensioners by 7.05%). From 01/01/2019, the cost of a pension point should also increase – to 87.24 rubles. The fixed part of the paid insurance pensions is determined in a fixed amount and will amount to 5334.19 rubles. Social benefits will be increased as of April 1.
Such growth will be possible thanks to the pension reform. Legislative innovations provide for an increase in the retirement age, which will reduce the deficit of Pension Fund funds. Pensioners who continue to work will receive payments from the Pension Fund budget, but without taking into account indexations. Additionally, a number of benefits are being introduced for pre-retirees. They are considered to be persons who, before the reform, could qualify for a pension in the coming years, but due to legislative amendments will be forced to work longer than planned.
Russian pension legislation requires annual indexation of pensions in accordance with the level of inflation achieved in the previous year. But in 2016, this rule was grossly violated. Instead of increasing insurance pensions by 12.9% (this was the official inflation in 2015), they were indexed only once: from February 1, by 4%, and only for non-working pensioners.
The second indexation seemed to be promised in the second half of the year, but there was no money for it. Indexation, which would have increased the monthly pension of each pensioner, but by different amounts, was replaced by a one-time lump sum payment of 5 thousand rubles for all pensioners living in Russia (both non-working and working) in January 2017. Now this money is being paid.
The decree signed by the head of government on January 19, which was made public on January 23, means a return to the usual rules for indexing pensions: the figure of 5.4% fully corresponds, according to Rosstat, to the inflation rate for 2016.
The certificate attached to the document states that “from February 1, the increase in the size of insurance pensions will affect all non-working recipients of insurance pensions (about 30 million people), as well as about 450 thousand non-working military pensioners who receive insurance along with the state pension. old age pension."
The average size of the insurance pension after recalculation will increase by 384 rubles, for which about 130 billion rubles will be spent by the end of 2017.
Let us remind you: after indexation by 4% in February 2016, the average insurance pension in Russia was 13,200 rubles per month...
Along with the insurance pension, from February 1, 2017, the fixed payment will also increase by 5.4%, and again only for non-workers (this is stated in another government decree dated January 19).
Currently, the basic amount of this addition to an insurance pension or disability pension is approximately 4,559 rubles; accordingly, it will be 4,805 rubles.
Some categories are entitled to an increased fixed payment towards their pension: those who have reached the age of 80, orphans, pensioners who support disabled family members, who have worked for at least 15 years in the Far North...
And according to the law, some categories are paid additionally to their pension in a reduced amount: for disabled people of group III, for example, the fixed payment is 50% of the base amount. The Pension Fund's expenses for increasing fixed payments in 2017 will amount to about 99 billion rubles.
This is not the last indexation of insurance pensions in 2017. From April 1, as Deputy Prime Minister Olga Golodets said, it is planned to recalculate them upward by another 0.4%: the fact is that the Pension Fund budget included money for indexation in the amount of 5.8% (this was the predicted level inflation based on the results of 2016), and it was also decided to spend these funds.